Cheaper Car Insurance For A Young Woman
photo credit: Daniel Pastor
It is well known that women get cheaper car insurance. This is because women make less insurance claims than men, and when they do make claims, the damages are usually minor when compared with men. Women are also just generally considered safer drivers, and so they benefit from lower premiums on their insurance costs.
But how do young women fair when it comes to insurance premiums? Young males are generally paying the highest premiums on their car insurance, because statistically younger male drivers make more claims.
Here are some tips for younger women when it comes to saving money on their auto insurance:
- Ask for quotes from insurance companies that only deal with women drivers. Yes - they exist - in ever increasing numbers. Because on average women drive shorter distances, drive more cautiously than their male counterparts, and log less total mileage than men, there are numerous insurance companies arising specifically targeting the female driver. Their goal is to pass on savings to you.
- Some companies offer young driver insurance to females 17 and up. This is great because it gives women a head start for their “no claims bonus.”
- Add a parent to your policy as a named driver. Having a more experienced driver on board can help cut costs. (Please note the opposite is true for parents who wish to add teens to their policy. Their premiums will be higher.)
- Opt for a higher deductible. A deductible is a fee that you have to pay if you’re in an accident. For example, if your deductible is $500, and are in an accident that causes $2000 worth of damage, your insurance company will only pay $1500 and you have to pay $500. If you set your deductible to $1,000, it can decrease your premium - sometimes by as much as 30 percent.
- Some insurance companies offer discounts to people who have taken defensive driving classes, or other professional driving courses.
- Shop around for quotes. There are many insurance companies offering online quotes free of charge. Do a google search for an insurance company in your area, and apply via their online forms.. You should be able to find cheaper car insurance with little effort.
As you can see, if you are a young woman, there are many options available for you to find cheaper car insurance. Happy driving.
-->Filed Under Car Insurance for Women |
Tagged With car insurance for young woman, cheaper car insurance, tips for young women, vehicle insurance tips
Related Articles
At Car Woman we specialize in the differences between men and women when it comes to cars. Women own and drive cars now in growing numbers. Women need car insurance and women have different needs when it comes to cars.
This article will take the question out of buying car Insurance For Young Women. Many women are intimidated when it comes to buying insurance. But there's no need to be. The most often asked question is how much should you pay
How Auto Insurance Rates Compare
How auto insurance rates compare for women and men is a very touchy subject. For a long time we know that men pay more than women for insurance - especially young men. Auto insurance may be the only thing where
We all want low car insurance rates. Let's face it, we pay for car insurance through our nose and if we are in an accident, we pay again as the car insurance companies deem us high risk and increase our
When it comes to womans car insurance it pays big to know the game. Here are some tips you can use to make sure you get the best insurance quotes. Remember The Factors That Influence Your Car Insurance Quote are numerous
It is a great car insurance for woman. Cheap insurance is exactly where it is all going. You have many suitable places to look. In women car insurance selection this is another point to hold in mind. No matter the
Car Woman was established for women who love cars, own cars or want to buy cars. About 70% of all cars purchases are made by women, yet they are ignored and underserviced. We aim to change that by providing useful information about
Women Like The Performance Speed Cars Too
A U.K. study has found that women like fast, beautiful cars too. Well it's about time someone noticed this. The weird part is the researches came up with the idea that it's the sound of the engine that is turning
Whiplash Injury More Common For Women
Whiplash Injury is more common for women. Women are 3 times more likely to suffer whiplash injury than men according to a study conducted at Umea University in Sweden. That leads to more whiplash injury claims from women. Researchers led by
The Factors That Influence Your Car Insurance Quote
There are many factors that influence your car insurance quote. It isn't just arbitrary. But how did they come up with it? There are many of us who are baffled about how how to get the best car insurance quote.
Comments
2 Responses to “Cheaper Car Insurance For A Young Woman”
Leave a Reply
Interesting article, i have bookmarked your blog for future referrence
Interesting article, nice design, i have bookmarked it for the future referrence